A Home Loan provides financial assistance to eligible individuals for purchasing, constructing or renovating a residential property. We help customers explore suitable home financing options based on their income, repayment capacity, property details and overall financial profile.

A Top-Up Loan provides additional financing to eligible existing borrowers over and above their existing loan facility. It can be considered for purposes such as home renovation, education, business requirements, medical or other permitted financial needs, subject to the lender's terms and eligibility criteria.

Our goal is to make the home financing process simpler by helping customers understand their available options and documentation requirements.

Loan Against Property (LAP) enables eligible property owners to raise funds by offering an acceptable residential or commercial property as security. The funds may be used for business expansion, working capital, education, debt consolidation or other legitimate financial requirements, subject to lender policies.

Secured Loans are financing facilities supported by acceptable collateral or security. Depending on the applicant's profile, property value, repayment capacity and lender assessment, secured financing may be suitable for higher-value funding requirements.

We assist property owners and businesses in exploring appropriate secured financing solutions according to their financial requirements.

Business and MSME Loans are designed to provide financial support to eligible businesses for working capital, business expansion, equipment purchase, inventory, operational expenses and other legitimate business requirements.

We cater to various types of businesses, including traders, manufacturers, retailers, service providers, professionals and growing enterprises. Financing options may include secured as well as unsecured facilities, depending on the business profile and lender requirements.

Our assistance focuses on understanding the business requirement, financial position, banking history, turnover and funding objective to help identify suitable financing opportunities.

Vehicle and Car Loans help eligible customers finance the purchase of new or pre-owned vehicles. Depending on the lender and vehicle type, financing may be available for personal cars, commercial vehicles and other eligible vehicles.

We assist customers in exploring financing options based on their income, business profile, credit history, vehicle value and repayment capacity.

Whether the requirement is for personal transportation or a business/commercial vehicle, we help customers understand the applicable financing process, documentation and lender terms.

Project Loans are designed for eligible businesses, companies and project promoters requiring substantial capital for new projects, expansion, infrastructure, manufacturing, commercial development and other large-scale activities.

Big Project Loans may involve structured financing and detailed evaluation of the project, including project cost, promoter contribution, projected cash flow, financial statements, security structure, repayment capacity and overall project viability.

We help eligible project promoters explore appropriate financing structures based on the size, nature and financial requirements of the project.

Startup Funding is designed to help eligible entrepreneurs and emerging businesses access capital for business establishment, product development, technology, expansion, working capital and other legitimate business purposes.

FDI and Foreign Funding solutions are intended for eligible businesses seeking investment or funding opportunities involving foreign investors or international sources of capital. Such transactions may involve equity investment, strategic investment or other permitted structures depending on the nature of the transaction.

We assist eligible startups and businesses in understanding potential funding structures while taking into consideration applicable regulatory requirements, documentation and investor or financial institution criteria.

We understand that applicants with a low credit score, previous repayment issues or stressed loan accounts may face challenges when seeking conventional financing.

Our team helps eligible applicants explore potential financing or restructuring opportunities based on their current financial position, income, banking history, existing liabilities, available security and other relevant factors.

NPA Takeover solutions may be considered for eligible borrowers or businesses whose existing loan accounts have become stressed or classified as non-performing assets. Depending on the case, refinancing, restructuring or takeover may be evaluated by the relevant financial institution.

Every such case is subject to detailed assessment, documentation, lender policies and applicable regulations. Financing approval is not guaranteed solely on the basis of a low-CIBIL, default or NPA enquiry.

Cheque-Based Loans may be considered for eligible individuals or businesses where banking transactions, cheque history, cash flow and repayment capacity form part of the lender's assessment.

Daily Basis Loans are generally designed for certain eligible businesses that require short-term working capital and prefer frequent repayment schedules. Such financing may be suitable for businesses with regular cash flows, subject to lender terms and applicable regulations.

We help customers understand the available financing structure, repayment requirements, documentation and eligibility criteria before proceeding with an application.

Trade Finance solutions help eligible businesses manage domestic and international trade transactions and provide appropriate banking support for commercial activities.

• Bank Guarantee (BG): Financial assurance to a beneficiary on behalf of an applicant.
• Letter of Credit (LC): Trade instrument facilitating payment against specified documentary conditions.
• Standby Letter of Credit (SBLC): Bank-issued instrument providing payment assurance or credit support.
• Documentary Letter of Credit (DLC): Facilitates trade by guaranteeing payment against complying documents.

We assist eligible importers, exporters, manufacturers, contractors, traders and businesses in understanding suitable trade finance instruments according to their transaction requirements and banking profile.